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The CSPCA Charitable Trust needs your support through donations to continue vital research projects. Your donation is tax deductible.
RASP (Rescue A Shar-Pei) is a volunteer group with a concern for abandoned and abused Shar-Pei in Illinois / Indiana / Wisconsin and surrounding areas.
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Frequently Asked Questions
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Veterinary Pet Health Insurance
With the popularity of veterinary pet health insurance increasing and receiving more press
I thought I should make a few comments:
- I don’t have any particular company or plan that I recommend at this time. Bear in mind
that all plans currently reimburse the owner — you are initially responsible for the
veterinary care costs. This is unlike the human health care insurance system. I
recommend that pet owners set up an HAS or Healthcare Savings Account for their pets.
This is simply a savings account that you periodically put money into on a regular basis
for those emergency pet bills you don’t plan on. This will tide you over until you are
reimbursed by the pet insurance company.
- Be sure to specifically check that the company you are inquiring about insures the
Chinese Shar-Pei breed. Ask specific questions about claims concerning entropion
repair, cherry eye surgery, Familial Shar-Pei Fever, Streptococcal Toxic Shock
Syndrome, hernias and other conditions they may consider “pre-existing”,
“hereditary”, “breed-specific” or “congenital”. Some companies may not cover some
conditions so ask about the exclusions.
- Ask specifically about “preventable” diseases. For example, some companies will not
cover heartworm treatment because it is preventable by using heartworm preventives.
Other conditions might include pyometra (severe uterine infection) and breast cancer
in an unspayed dog, leptospirosis, distemper, parvovirus, etc.
- GET EVERYTHING IN WRITING! This would include notes on phone conversations,
deductibles, claim handling, answers to your questions, etc. Save everything and
document everything as well.
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